Americans have 3 major fears about retirement, but they can be overcome

Americans are increasingly worried about several factors when it comes to retirement.  iStock-1220581005.jpg Americans who want to retire are worried about healthcare costs, inflation, and market volatility.  However, these fears are possible to overcome, says a financial planner.  Checking that money is invested properly and opening a health savings account can allay these fears. According to Allianz Life’s 2021 Retirement …

The U.S. Economic Recovery Is Slowing Down. Don’t Be Alarmed.

As business leaders enter the fall, a confluence of negatives is clouding their outlook on the economy. The big bounce back from last year’s trough has lost steam, stimulus is fading, and a plethora of softer economic data is weighing on sentiment. All of this unfolds against the backdrop of the pernicious Delta variant, reinforcing a downbeat narrative. Yet, the …

The Most Popular Halloween Candy In America, By State

Nathaniel Easington, Contributor Oct. 13, 2021 Covid-19 may have scared off Halloween in 2020, but trick-or-treaters will be out in full force again this year—even though there may be a candy shortage. Candystore.com Of course, not every state has the same taste in sweets. Based on sales data collected by Candystore.com, a bulk candy retailer that has been satisfying America’s …

The Halloween Effect: Why You Should Get Ready To Buy Equities In November

Investors should not be spooked by Halloween. Now is a great time to buy equities. Research shows there is a significant seasonality to stock markets and they consistently perform better in the winter months. The old adage “sell in May and go away” has been around for decades. It recommends investors follow a strategy of selling equities at the start …

Have an FSA? You May Be Able to Carry Over More Money in 2022.

Do you have a flexible health spending account through your job? Rules for the accounts have changed temporarily because of the pandemic, and that may affect how much you’ll want to save next year. Illustration by Till Lauer.png Flexible health spending accounts, or FSAs, let employees set aside pretax money from their paychecks to help pay for medical and dental …

What’s Changed in 13 Years of Writing About the Wealthy

I began writing the Wealth Matters column in December 2008. The column was conceived earlier that year, when the economy still appeared to be running high. But by the time the first one ran, the economy was deep in crisis, and Americans were worried about their investments, their savings and, in many cases, their homes. It took years for many …

3 Simple Tactics For Making Better Choices

Intel nearly failed in the 1980s, but its survival became a classic success story. The short version goes like this: Intel’s memory chip business was struggling, and its leaders, Andy Grove and Gordon Moore, felt lost. One day, Grove asked Moore: “If we got kicked out and the board brought in a new CEO, what would we do?” Moore’s response: …

Do These 5 Things Before You Retire

If you’re within 5 years of retiring, you have a window of opportunity. Don’t miss it. A little intentionality now can set the stage for a successful retirement. Years ago, I planned a backpacking trip through the Grand Tetons in Wyoming. I started by casting my vision for my adventure: the trails I’d hike, the team I’d work with, the …

Stock, Bond and Real Estate Prices Are All Uncomfortably High

The prices of stocks, bonds and real estate, the three major asset classes in the United States, are all extremely high. In fact, the three have never been this overpriced simultaneously in modern history. What we are experiencing isn’t caused by any single objective factor. It may be best explained as a result of a confluence of popular narratives that …

One Surefire Way to Make Your Day More Productive: Stop Trying

How productive was your day? It’s a complicated question, especially for some remote workers over the past year and a half. iStock-1301587728.jpg Part of the problem is the definition of productivity. As a macroeconomic measure, it means the total output per hour of work. That is, the number of, say, frying pans a worker can make in an hour. The …