Capital One says information of over 100 million individuals in U.S., Canada hacked

July 29 (Reuters) – Capital One Financial Corp said on Monday that personal information including names and addresses of about 100 million individuals in the United States and 6 million people in Canada were obtained by a hacker who has been arrested. The suspect, a 33-year-old former Seattle technology company software engineer identified as Paige Thompson, made her initial appearance …

4 Big Retirement Questions You Need To Answer Now

Knowing the answers to these key four big retirement questions are imperative to boost your chances of a secure financial future. Finding the right answer for your personal financial needs can be confusing, stressful, and complicated.  If you are feeling any of these emotions along the retirement planning path, you could likely benefit from getting some professional guidance when answering …

3 Steps To Experiencing 145 Fewer Days Of Financial Stress

Do you find yourself in a frequent state of stress and worry about your finances? If so, you’re not alone. In a study last year, 30% of Americans reported being “constantly” stressed about finances, and the average American spends nearly six months out of the year feeling stressed over their finances. But letting that anxiety overwhelm you doesn’t have to …

4 Reasons Why Your Social Security Statement Matters — A Lot

In the era of mobile devices, do paper statements still matter? They do when it comes to your financial future.  You can see in black and white numbers that can shape your retirement. Every year, I read my Social Security statement. I suppose, like millions of others, I could toss it, thinking “I will never get this money.” But that’s …

What The FaceApp Trend Can Teach You About Saving For Retirement

Steph Curry, Gordon Ramsay and Carrie Underwood.  A quick scroll through Instagram had both celebrities and regular Americans taking part in the latest trend: FaceApp. The current free version of FaceApp allows you to upload a photo of yourself and, with a click of a button, age yourself fifty years. For a society focused on youth, everyone is quite interested in seeing their …

This Is the Amount of Money You Need to Be Happy, According to Research

Money really can buy happiness, as it turns out — but you might not need as much as you think. A large analysis published in the journal Nature Human Behavior used data from the Gallup World Poll, a survey of more than 1.7 million people from 164 countries, to put a price on optimal emotional well-being: between $60,000 and $75,000 …

Practice Makes The Perfect Retirement

It’s become a cliché in so many ways. It’s called “The Honeymoon Period.” As the name implies, it derives from that short phase of marital bliss that extends from the nuptial blessing through to some undefined time following the end of the couple’s honeymoon. It’s the exuberance of experiencing something fresh, something new, something exciting. It seems like it will …

Despite The Song ‘Trust Fund Baby,’ Trusts Are Not Just For The Wealthy

Ed Sheeran’s “Trust Fund Baby” (a hit single recorded by the California boy band Why Don’t We) speaks derisively of inherited wealth. And true enough, the term “trust fund” does bring to mind legendary old money, with names like Vanderbilt, Rockefeller and Ford. Certainly, dynastic trusts exist, but they are very few and far between. There are many more families …